Mortgage Lender

Company: Mercantile Bank
Location: Midland
Posted on: August 6, 2022

Job Description:

Job DescriptionMercantile Bank in Midland, MI is looking to hire a full-time Mortgage Lender. Are you ready to take your lending career to the next level with a stable and respected bank where employees are considered the most valuable asset? Do you want to make a difference in your community and people's lives? If so, please read on!This Mortgage Lender position offers a competitive commission-based pay structure with tailored onboarding packages. You would also be eligible for a full benefits package that includes medical, dental, vision, a flexible spending account (FSA), 3-5 weeks of paid vacation, life insurance, a 401(k) with a match at 100% up to the first 5% of your contribution, discounted bank services, a mobile phone reimbursement, adoption assistance, exceptional training and development opportunities, and more! If this sounds like the right lending opportunity for you, apply today!THE MERCANTILE BANK STORYFounded in 1997 with the firm belief that our customers, employees, and communities are best served by financial institutions with local ties, we have a strong and extensive commercial and retail banking presence in Michigan. We work together to solve problems and are leaders in the industry when it comes to innovative products. As a community bank, we are able to offer products that are tailored to meet the unique needs of our local customers.We hire people that are able to connect, listen, and deliver the best solutions to our customers and communicate with integrity every time. Our employees are actively involved in the communities we serve. We get that they spend almost as much time at work as they do at home, so they need an environment where they can thrive and reach their full potential. We get that attractive compensation and benefit plans are important. We get that feeling valued, accepted and respected is key. We are committed to attracting and retaining the best talent in the markets we serve. We are a great place to work and grow. So come see for yourself why we have been named one of "West Michigan's 101 best and brightest companies to work for."A DAY IN THE LIFE OF A MORTGAGE LENDERAs a Mortgage Lender, you are in a revenue-generating position that makes an immediate impact on our bank's income--all while helping make the "American dream" of homeownership become a reality for our customers. You represent us in the community and build relationships in order to establish our brand and generate consistent and stable referral sources. You connect with customers to learn about their goals and match products and services that meet those needs. Always ensuring that we are in compliance and offer the best products, you stay abreast of market conditions and regulations.You lead the entire lending process to ensure that it is seamless for the customer. You originate mortgage applications, conduct interviews, investigate mortgage loan products, and promptly notify customers of approvals or denials. You love that we give you the room to do what you do best--creating and fostering relationships with your clients and referral sources in order to successfully originate home equity and mortgage loans. You promptly submit weekly and monthly pipeline reports pertaining to mortgage loan activity and, with attention to detail, you make sure that all files are accurate and up to date!As a collaborator, you partner with our Retail, Commercial, and Treasury teams to recommend other services that add even more value to your customer. You are excited about the awesome sale-able and portfolio products that we have to offer and our supportive localized management team with the authority to respond to market trends. The many resources and tools we offer help you to be successful. You get a sense of accomplishment seeing your hard work pay off in your paycheck, but most of all you love being a part of one of the most exciting times in our customers' lives!QUALIFICATIONS FOR A MORTGAGE LENDER

• Bachelor's degree AND 2 years of proven professional sales experience (preferably in lending) OR if no degree, 6 years of proven professional sales experience (preferably in lending)
• If in the Mortgage Industry, monthly production volume of at least 4-5 units closed totaling $750,000
• Must become registered and licensed in the Nationwide Mortgage Licensing System and Registry (NMLS)Someone with knowledge of the local market who is community-oriented is preferred. Are you the kind of person that can connect in a positive way with multiple personality types? Can you exercise discretion and independent judgment? Are you self-motivated and able to effectively utilize resources? Do you have strong communication skills, both written and verbal? If this sounds like you, then you might just be perfect for this Mortgage Lender position!LENDING WORK SCHEDULEThe schedule for this full-time lending position is flexible to accommodate working where the customer is. It is a requirement of this position to be out of the office generating your own business. You will need to balance outbound calling with office time to manage the customer experience.READY TO JOIN OUR LENDING TEAM?We understand your time is valuable and that is why we have a very quick and easy application process. If you feel that you would be right for this lending position, please fill out our initial 3-minute, mobile-friendly application. We look forward to meeting you!
  
  
  
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Keywords: Mercantile Bank, Midland , Mortgage Lender, Accounting, Auditing , Midland, Michigan