Mortgage Lender

Company: Mercantile Bank Corporation
Location: Midland
Posted on: January 24, 2023

Job Description:

Mercantile Bank in Midland, MI is looking to hire a full-time Mortgage Lender. Are you ready to take your lending career to the next level with a stable and respected bank where employees are considered the most valuable asset? Do you want to make a difference in your community and people's lives? If so, please read on!

This Mortgage Lender position offers a competitive commission-based pay structure with tailored onboarding packages. You would also be eligible for a full benefits package that includes medical, dental, vision, a flexible spending account (FSA), 3-5 weeks of paid vacation, life insurance, a 401(k) with a match at 100% up to the first 5% of your contribution, discounted bank services, a mobile phone reimbursement, adoption assistance, exceptional training and development opportunities, and more! If this sounds like the right lending opportunity for you, apply today!

MERCANTILE BANK STORY

Founded in 1997 with the firm belief that our customers, employees, and communities are best served by financial institutions with local ties. We are leaders in the industry when it comes to innovative products, which includes a wide variety of mortgage programs and portfolio lending options aimed at providing your customers the right mortgage to fit their needs.

We hire people that are able to connect, listen, and deliver the best solutions to our customers. Our employees are actively involved in the communities we serve. We provide an environment where you can thrive and reach your full potential. We get that attractive compensation and benefit plans are important. We get that feeling valued, accepted and respected is key. We are committed to attracting and retaining the best talent in the markets we serve. Come see for yourself why we have been named one of "Top 100 Mortgage Companies in the US" and "West Michigan's 101 best and brightest companies to work for."

A DAY IN THE LIFE OF A MORTGAGE LENDER

As a Mortgage Lender, you are in a revenue-generating position that makes an immediate impact on our bank's income--all while helping make the "American dream" of homeownership become a reality for your customers. You represent Mercantile in the community with your high professional standards and build relationships in order to establish our brand (and yours) and generate consistent and stable referral sources. You connect with customers to learn about their goals and match products and services that meet those needs. You are a member of a team that is focused on doing the right thing every time and you will love "being in the know" within the Mortgage Industry. We are committed to teach and learn from each other so that we can all be the best at what we do.

You will lead the entire lending process to ensure that it is seamless for the customer, you originate mortgage applications, conduct interviews, investigate mortgage loan products, and promptly notify customers of approvals or denials. You promptly submit weekly and monthly pipeline reports pertaining to mortgage loan activity and with attention to detail, you make sure that all files are accurate and up-to-date.

As a collaborator, you partner with our Retail, Commercial, and Treasury teams to recommend other services that add even more value to your customer. You are excited about the awesome sale-able and portfolio products that we have to offer and our supportive localized management team with the authority to respond to market trends (and you). You get a sense of accomplishment seeing your hard work pay off in your paycheck, but most of all you love being a part of one of the most exciting times in our customers' lives!

QUALIFICATIONS FOR A MORTGAGE LENDER

* Bachelor's degree OR 4 years of experience in sales (preferably in banking or lending
* 2 years of experience in the mortgage lending industry
* Mortgage sales experience with a monthly production volume of at least 4-5 units closed totaling $750,000
* Must become registered and licensed in the Nationwide Mortgage Licensing System and Registry (NMLS)
* Strong sales and relationship-building ability
* Knowledge of the local market.

LENDING WORK SCHEDULE

The schedule for this full-time lending position is flexible to accommodate working where the customer is. It is a requirement of this position to be out of the office generating your own business. You will need to balance outbound calling with office time to manage the customer experience.

Keywords: Mercantile Bank Corporation, Midland , Mortgage Lender, Other , Midland, Michigan